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Becky Craven
Mortgage Banker
Office: (803) 931-8618
Cell: (803) 206-0466
Email: Send Email
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Mortgage Rates
Here are some of the loan programs we offer. These programs are unique to First-Citizens Bank &amp; Trust Company. To learn more about these programs and many others, call us at 1 888 FC DIRECT (1 888 323-4732), select option 2, then option 3.<br><br/><br><br/>NOTE: Payment examples do not include amounts for taxes and insurance premiums.<br><br/>*ARM Products: The Annual Percentage Rate is subject to increase after consummation.<br><br/><br><br/>Rates below are for a 60 day lock period. <br><br/>Rates are based on a purchase, loan amount of $165,000; credit score of 740; primary residence; single family dwelling; with a 20% down payment.
Loan Amount:      $

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Program Name Rate Points APR Payment  
30 Year Fixed (Conforming) 4.625% 0.38% 4.733% $0.00
30 Year Fixed (Conforming) 4.750% -0.25% 4.805% $0.00
30 Year Fixed (Conforming) 4.875% -0.75% 4.887% $0.00
15 Year Fixed (Conforming) 4.000% 0.38% 4.186% $0.00
15 Year Fixed (Conforming) 4.125% -0.12% 4.238% $0.00
15 Year Fixed (Conforming) 4.250% -0.37% 4.326% $0.00
5/1 Year ARM* (Conforming) 4.000% 0.00% 4.250% $0.00
Rates are subject to change without notice.
Rates last updated on 07/20/2018.
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